We offer exclusive insurance cover for individuals and businesses active in the motor trade industry.


Typical clients we insure include:

Motor vehicle retailers/dealers

Repair centres

Service centres

Vehicle parts product retailers

Hybrid enterprises

Fuel retailers

Fitment centres

Involved in sales, servicing, mechanical repairs, imports, exports and distribution of light and heavy commercial vehicles.



Key areas of cover:

Fire Section

Buildings Combined

Business Interruption


(with force and violence)

Theft – optional cover

(without force and violence)

Defective workmanship cover

Prior to the vehicle handed over

Damage to property being worked upon and directly resulting from such work



Goods in Transit

Business All Risk

Broadform Liability

Accidental Damage


Machinery Breakdown

Electronic Equipment

Motor traders

(Internal and External)

Motor Traders Internal:
For vehicles whilst in the insured premises

Motor Traders External:
For vehicles while they are on the road or temporarily garaged elsewhere


Please note: It is important to select the limit of indemnity to cater for the value of the most expensive vehicle in your custody or control.